{"id":2780,"date":"2020-11-27T22:10:46","date_gmt":"2020-11-27T22:10:46","guid":{"rendered":"https:\/\/assistpro.lt\/2020\/11\/27\/compulsory-civil-insurance-differences-between-lithuania-and-poland\/"},"modified":"2020-11-27T22:10:46","modified_gmt":"2020-11-27T22:10:46","slug":"compulsory-civil-insurance-differences-between-lithuania-and-poland","status":"publish","type":"post","link":"https:\/\/assistpro.pl\/en\/2020\/11\/27\/compulsory-civil-insurance-differences-between-lithuania-and-poland\/","title":{"rendered":"Compulsory civil insurance: differences between Lithuania and Poland"},"content":{"rendered":"<p>When registering a car in any EU country, you need to take out driver&#8217;s <a href=\"https:\/\/europa.eu\/youreurope\/citizens\/vehicles\/insurance\/validity\/index_lt.htm\"><strong>liability insurance<\/strong><\/a> . This is <strong>a compulsory ban<\/strong> that applies to all other EU countries. It covers physical and material damage to third parties in the event of an accident caused by the <a href=\"https:\/\/assistpro.lt\/en\/areas-of-activity\/insurance-services\/\">driver<\/a> &#8216;s fault.<\/p>\n<h4><strong>The differences between compulsory insurance between Lithuania and Poland are discussed below<br \/>\n<\/strong><\/h4>\n<p>&nbsp;<\/p>\n<p><em>Abbreviations:<\/em><\/p>\n<p>Lithuania: Motor Third Party Liability Insurance <strong>TPVCA<\/strong><\/p>\n<p>Poland: Civil liability <strong>OC<\/strong> <em>(eg <a href=\"https:\/\/www.pzu.pl\/dla-firm-i-pracownikow\/majatek-firmy-i-oc\/odpowiedzialnosc-cywilna\/pzu-auto-oc\">Odpowiedzialno\u015b\u0107 cywilna<\/a> )<\/em><\/p>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td width=\"165\"><\/td>\n<td width=\"365\"><strong>Poland ( <a href=\"https:\/\/www.pzu.pl\/dla-ciebie-i-rodziny\/majatek-podroze-oc\/pojazdy\/pzu-auto-oc\">PZU<\/a> insurance)<\/strong><\/td>\n<td width=\"358\"><strong>Lithuania ( <a href=\"https:\/\/www.bta.lt\/lt\/privatiems\/transporto-draudimas\/numerio-lentele\">BTA<\/a> insurance)<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td width=\"165\"><strong><span style=\"font-size: 10pt;\">1. Territory of civil insurance validity:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\">Compulsory motor third party <a href=\"https:\/\/assistpro.lt\/en\/areas-of-activity\/insurance-services\/\">liability insurance<\/a> is valid outside Poland (valid in most EU countries). A green card is required only in the CIS countries (for example: Russia, Belarus, Ukraine, Turkey and other countries). <strong>BUT<\/strong> , we recommend having a green card at all times when going outside the PL.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">Compulsory civil insurance is valid only in Lithuania, a green card is required when leaving the Republic of Lithuania.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"2\" width=\"165\"><strong><span style=\"font-size: 10pt;\">2. Sums insured:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\">\u20ac 5,210,000 for personal injury;<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">\u20ac 5,000,000 for personal injury;<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">\u20ac 1,050,000 for property damage.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">\u20ac 1,000,000 for property damage.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"5\" width=\"165\"><strong><span style=\"font-size: 10pt;\">3. Customer distribution:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\">When making an offer, the insurer takes into account the available park:<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">When making an offer, the insurer takes into account the available park:<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">&#8211; Individual customer (natural or legal person up to 5 vehicles)<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">&#8211; Small customer up to 5 vehicles<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">&#8211; Small customer (legal entity over 5 vehicles)<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">&#8211; Customer over 5 vehicles<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">&#8211; The average customer<\/span><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">&#8211; Big customer<\/span><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table style=\"width: 88.843%; height: 48px;\" width=\"888\">\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"height: 48px;\" width=\"165\"><strong><span style=\"font-size: 10pt;\">4. Accident notification:<\/span><\/strong><\/td>\n<td style=\"height: 48px;\" width=\"365\"><span style=\"font-size: 10pt;\">As soon as possible, the term is not named.<\/span><\/td>\n<td style=\"height: 48px;\" width=\"358\"><span style=\"font-size: 10pt;\">Inform the insurer within 3 working days.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"2\" width=\"165\"><strong><span style=\"font-size: 10pt;\">5. Duration of the contract:<\/span><\/strong><\/td>\n<td rowspan=\"2\" width=\"365\"><span style=\"font-size: 10pt;\">TPVCA contract (policy) <strong>for one year only<\/strong> (no option, this procedure in all insurance companies <a href=\"https:\/\/lt.wikipedia.org\/wiki\/Lenkija\">in Poland<\/a> ). Payment can be made more than once. Exception: who carries out the activity (sells cars) &#8211; bans are possible for a period of 30 days or, if the vehicle is temporarily registered for 30 days, a ban for that period.<\/span><\/td>\n<td rowspan=\"2\" width=\"358\"><span style=\"font-size: 10pt;\">The TPVCA contract (policy) is available for both a year and several months. Payment is made once for the period for which the contract is concluded. Multiple direct debit payments are possible.<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"2\" width=\"165\"><strong><span style=\"font-size: 10pt;\">6. Conclusion of the contract:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/assistpro.lt\/en\/areas-of-activity\/insurance-services\/\">Compulsory civil liability insurance<\/a> : at the latest on registration of the vehicle or on the road. Although the vehicle is not in use, it must be insured. <strong>The insurance must be valid at all times.<\/strong><\/span><\/td>\n<td rowspan=\"2\" width=\"358\"><span style=\"font-size: 10pt;\">Compulsory civil liability insurance: at the latest on registration of the vehicle or on the road.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">Risk: fine (see below).<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table style=\"width: 88.843%; height: 240px;\" width=\"888\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"height: 240px;\" rowspan=\"8\" width=\"165\"><strong><span style=\"font-size: 10pt;\">7. Sanctions without TPVCA ban (although not in-service but registered):<\/span><\/strong><\/td>\n<td style=\"height: 24px;\" width=\"365\"><a href=\"https:\/\/www.ufg.pl\/infoportal\/faces\/oracle\/webcenter\/portalapp\/pagehierarchy\/Page116.jspx?_afrLoop=2735131410960430&amp;_afrWindowMode=0&amp;_adf.ctrl-state=ptks9ptiz_21\"><strong><span style=\"font-size: 10pt;\">Penalties without compulsory civil insurance:<\/span><\/strong><\/a><\/td>\n<td style=\"height: 240px;\" rowspan=\"8\" width=\"358\"><span style=\"font-size: 10pt;\">There are no penalties unless after 6 months. <a href=\"https:\/\/www.regitra.lt\/\">REGITRA<\/a> deregisters the vehicle.<\/span><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"height: 48px;\" width=\"365\"><span style=\"font-size: 10pt;\">-Cars (2 minimum wages) *<\/span><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"height: 48px;\" width=\"365\"><strong><span style=\"font-size: 10pt;\">-Freight transport (3 minimum wages) *<\/span><\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"365\"><span style=\"font-size: 10pt;\">Period without insurance \/ percentage:<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"365\"><span style=\"font-size: 10pt;\">More than 14 days &#8211; 100 percent.<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"365\"><span style=\"font-size: 10pt;\">From 4 to 14 days &#8211; 50 percent.<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"365\"><span style=\"font-size: 10pt;\">Up to 3 days &#8211; 20 percent.<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px;\" width=\"365\"><span style=\"font-size: 10pt;\">* 2021-01-01 minimum gross earnings of 2,800 z\u0142<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"4\" width=\"165\"><strong><span style=\"font-size: 10pt;\">8. Termination, reshuffle, extension of insurance contracts:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\">If at the end of 12 months the insurer is not informed about its termination (the customer did not inform), <strong>the contract is automatically extended<\/strong> for another 12 months and the customer must pay it.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">If the insurer is not informed, the contract expires and is not automatically renewed.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">If the vehicle is transferred to another owner, the old owner must inform the existing insurer of the change within 14 days. Car insurance (contract) remains with the new owner.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">When transferring the vehicle to another owner, inform the insurer to whom the contract is left. The new owner must enter into a new contract in their own name within 14 days.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">If the owner of the car dies, the contract is not terminated, and its responsibility to the inherited vehicle passes.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">We terminate the contract in accordance with the law, after 30 days for legal entities, unless the sales documents are delivered.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">We terminate the contract in accordance with the procedure provided by law, for natural persons after 30 days, for legal entities after 7 days.<\/span><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"17\" width=\"165\"><strong><span style=\"font-size: 10pt;\">9. Refusal of the Insurer to pay for the damage:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\">1. The person who caused the damage, the vehicle used by him and the property in it, as well as other property of the policyholder or owner of that vehicle.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">1. The person who caused the damage, the vehicle used by him and the property in it, as well as other property of the policyholder or owner of that vehicle.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">2. Accidents involving the use of a vehicle at airports, other enclosed areas restricted to public road traffic or at autodromes for sports competitions, training, exhibitions or driving instruction.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">2. Accidents involving the use of a vehicle at airports, other enclosed areas restricted to public road traffic or at autodromes for sports competitions, training, exhibitions or driving instruction.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">3. For damage caused by acts of war due to terrorism<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">3. For damage caused by acts of war due to terrorism<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">attacks under the influence of nuclear energy<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">attacks under the influence of nuclear energy<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">or an emergency;<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">or an emergency;<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">4. For damage caused to the carriage for payment<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">4. For damage caused to the carriage for payment<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">cargo or baggage contained in the offender<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">cargo or baggage contained in the offender<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">in the vehicle;<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">in the vehicle;<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">5. For damage caused by loss of cash,<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">5. For damage caused by loss of cash,<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">jewelery, jewelery and works of art,<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">jewelery, jewelery and works of art,<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">securities, documents, philately,<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">securities, documents, philately,<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">numismatic or similar sets or objects;<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">numismatic or similar sets or objects;<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">6. Affected third parties who<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">6. Affected third parties who<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">voluntarily was in the vehicle that caused the damage<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">voluntarily was in the vehicle that caused the damage<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">vehicle and knew that vehicle<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">vehicle and knew that vehicle<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">stole.<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">stole.<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">7. For pollution of nature \/ environment.<\/span><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td width=\"165\"><strong><span style=\"font-size: 10pt;\">10. Recourse when:<\/span><\/strong><\/td>\n<td colspan=\"2\" width=\"723\"><span style=\"font-size: 10pt;\">There are circumstances when the insurer has the right to recover all or part of the amounts paid for damages from the person who caused the damage (eg when he was intoxicated, left the scene of the accident, caused the damage intentionally, did not have the right to drive, failed to report in time). accident to the insurer, the essential terms of the contract were breached)<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table style=\"width: 88.843%; height: 240px;\" width=\"888\">\n<tbody>\n<tr style=\"height: 48px;\">\n<td style=\"height: 240px; width: 18.6441%;\" rowspan=\"6\" width=\"165\"><strong><span style=\"font-size: 10pt;\">11. Useful links (institutions):<\/span><\/strong><\/td>\n<td style=\"height: 48px; width: 44.4068%;\" width=\"365\"><span style=\"font-size: 10pt;\">&#8211; <a href=\"https:\/\/www.pbuk.pl\/\">Motor Office<\/a> <em>(eg Polskie Biuro Ubezpieczycieli Komunikacyjnych):<\/em><\/span><\/td>\n<td style=\"height: 48px; width: 35.8192%;\" width=\"358\"><a href=\"https:\/\/www.cab.lt\/\"><span style=\"font-size: 10pt;\">Motor office:<\/span><\/a><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px; width: 44.4068%;\" width=\"365\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.pbuk.pl\/\">https:\/\/www.pbuk.pl\/<\/a><\/span><\/td>\n<td style=\"height: 24px; width: 35.8192%;\" width=\"358\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.cab.lt\/\">https:\/\/www.cab.lt\/<\/a><\/span><\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"height: 48px; width: 44.4068%;\" width=\"365\"><span style=\"font-size: 10pt;\">&#8211; <a href=\"https:\/\/www.ufg.pl\/infoportal\/faces\/pages_home-page?_afrLoop=5940797487212632&amp;_afrWindowMode=0&amp;_adf.ctrl-state=d1c4ltglp_4\">Insurance fund<\/a> <em>(eg Ubezpieczeniowy Fundusz gwarancyjny)<\/em><\/span><\/td>\n<td style=\"height: 48px; width: 35.8192%;\" width=\"358\"><\/td>\n<\/tr>\n<tr style=\"height: 72px;\">\n<td style=\"height: 72px; width: 44.4068%;\" width=\"365\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.ufg.pl\/infoportal\/faces\/pages_home-page?_afrLoop=5940797487212632&amp;_afrWindowMode=0&amp;_adf.ctrl-state=d1c4ltglp_4\">https:\/\/www.ufg.pl\/infoportal\/faces\/pages_home-page?_afrLoop=5940797487212632&amp;_afrWindowMode=0&amp;_adf.ctrl-state=d1c4ltglp_4<\/a><\/span><\/td>\n<td style=\"height: 72px; width: 35.8192%;\" width=\"358\"><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px; width: 44.4068%;\" width=\"365\"><span style=\"font-size: 10pt;\">&#8211; <a href=\"https:\/\/www.pzu.pl\/_fileserver\/item\/1512848\">Accident declaration:<\/a><\/span><\/td>\n<td style=\"height: 24px; width: 35.8192%;\" width=\"358\"><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"height: 24px; width: 44.4068%;\" width=\"365\"><span style=\"font-size: 10pt;\"><a href=\"https:\/\/www.pzu.pl\/_fileserver\/item\/1512848\">https:\/\/www.pzu.pl\/_fileserver\/item\/1512848<\/a><\/span><\/td>\n<td style=\"height: 24px; width: 35.8192%;\" width=\"358\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<table width=\"888\">\n<tbody>\n<tr>\n<td rowspan=\"10\" width=\"165\"><strong><span style=\"font-size: 10pt;\">12. Compulsory civil insurance is governed by:<\/span><\/strong><\/td>\n<td width=\"365\"><span style=\"font-size: 10pt;\">1. Additional conditions are listed in the insurance contract<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">1. Additional conditions are listed in the insurance contract<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><em><span style=\"font-size: 10pt;\">(PL. Legal basis of the police policy (other documents)<\/span><\/em><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">2. General insurance conditions<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">2. General insurance conditions<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">3. Law on Compulsory Insurance<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><em><span style=\"font-size: 10pt;\">(e.g. Og\u00f3lne warunki ubezpieczenia zawarte w odpowiednim akcie prawnym)<\/span><\/em><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">4. Civil Code<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">3. Law on Compulsory Insurance<\/span><\/td>\n<td width=\"358\"><span style=\"font-size: 10pt;\">5. Insurance Law<\/span><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><em><span style=\"font-size: 10pt;\">(e.g. Ustawa o ubezpieczeniach obowi\u0105zkowych)<\/span><\/em><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">4. Civil Code Art. 805-834<\/span><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><em><span style=\"font-size: 10pt;\">(e.g. Code Cywilny)<\/span><\/em><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><span style=\"font-size: 10pt;\">5. Law on Insurance Activities<\/span><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<tr>\n<td width=\"365\"><em><span style=\"font-size: 10pt;\">(e.g. Ustawa o dzia\u0142alno\u015bci ubezpieczeniowej)<\/span><\/em><\/td>\n<td width=\"358\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h6><strong><em>The differences in compulsory insurance between Lithuania and Poland may be insignificant, but <a href=\"https:\/\/assistpro.lt\/en\/contacts\/\">AssistPro<\/a> recommends paying attention to the points listed in 5,7,8.<\/em><br \/>\n<\/strong><\/h6>\n","protected":false},"excerpt":{"rendered":"<p>When registering a car in any EU country, you need [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":2434,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[22],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Compulsory civil insurance: differences between Lithuania and Poland - Assistpro.pl<\/title>\n<meta name=\"description\" content=\"Assistpro.pl Compulsory civil insurance: differences between Lithuania and Poland - Compulsory civil insurance: differences between Lithuania and Poland\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/assistpro.pl\/en\/2020\/11\/27\/compulsory-civil-insurance-differences-between-lithuania-and-poland\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Compulsory civil insurance: differences between Lithuania and Poland - Assistpro.pl\" \/>\n<meta property=\"og:description\" content=\"Assistpro.pl Compulsory civil insurance: differences between Lithuania and Poland - Compulsory civil insurance: differences between Lithuania and Poland\" \/>\n<meta property=\"og:url\" content=\"https:\/\/assistpro.pl\/en\/2020\/11\/27\/compulsory-civil-insurance-differences-between-lithuania-and-poland\/\" \/>\n<meta property=\"og:site_name\" content=\"Assistpro.pl\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-27T22:10:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/assistpro.pl\/wp-content\/uploads\/2020\/11\/vilkiku-draudimas.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"626\" \/>\n\t<meta property=\"og:image:height\" content=\"351\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tomas\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/assistpro.pl\/en\/#organization\",\"name\":\"Assistpro\",\"url\":\"https:\/\/assistpro.pl\/en\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/assistpro.pl\/en\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/assistpro.lt\/wp-content\/uploads\/2020\/11\/ASSIST-PRO-branding.png\",\"contentUrl\":\"https:\/\/assistpro.lt\/wp-content\/uploads\/2020\/11\/ASSIST-PRO-branding.png\",\"width\":799,\"height\":529,\"caption\":\"Assistpro\"},\"image\":{\"@id\":\"https:\/\/assistpro.pl\/en\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/assistpro.pl\/en\/#website\",\"url\":\"https:\/\/assistpro.pl\/en\/\",\"name\":\"Assistpro.lt\",\"description\":\"Esame specialist\\u0173 komanda galinti pad\\u0117ti Jums sukurti s\\u0117kming\\u0105 versl\\u0105 pa\\u010diame Europos centre \\u2013 Lenkijoje. 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